Description: This report, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Annuities,’ was prepared by the SOA Task Force on Mortality Guarantees in Variable Products. This study of mortality on deferred variable annuities over the period 1991-1995 was designed to test the adequacy of the 1994 MGDB Valuation Mortality Table to cover presumed extra mortality on variable annuities [Vas] with Substantial Minimum Guaranteed Death Benefits [MGDBs] as compared with VAs with Minimal MGDBs. A parallel study of fixed annuity experience was carried out as a control. In addition to report includes a six page document of instructions to participating companies.

Description: The Society of Actuaries' health leadership met earlier this year for an all-day meeting in Chicago. A significant portion of that meeting was spent discussing current challenges facing the U.S. health care system and how the SOA can best serve its members by addressing top priority issues. The Actuary Magazine, April/May 2005

Description: Table of contents for The Actuary Magazine - December 2004

Description: The hot days of summer are upon us and, with it, the inevitable reference to the dog days of August. All over North America this year, summer began early with heat waves, heat alerts, smog alerts and hurricane and tornado warnings. Admittedly, this is not very encouraging news for our society which is concerned with preservation of life, quality of life and conservation of property. Accordingly, it is a challenge for our profession that prides itself on its ability to accurately calculate the financial impact of natural or catastrophic events on society at large. The Actuary Magazine August 2005

Description: This report, part of the Society of Actuaries [SOA] ‘Experience Studies – Business Practice Surveys,’ presents the results of the survey on Life Settlements, prepared by the SOA Committee on Life Insurance Mortality and Underwriting Surveys Life Settlements Survey Subcommittee. The responses from two separate surveys, one to direct writers and the other to reinsurers, have been combined into this single report. Survey question topics include company characteristics, market participation, market management, and consequences to the Industry.

Description: This report, part of the Society of Actuaries [SOA] ‘Experience Studies – Business Practice Surveys,’ presents the results of the survey on laboratory testing issues, prepared by the SOA Committee on Life Insurance Mortality and Underwriting Surveys Laboratory Tests Survey Subcommittee. The survey asks questions about companies’ internal practices in regards to how laboratory tests become part of the underwriting paradigm, in particular, how changes are made, who the decision-makers are, and what support is necessary to add a test.

Description: The purpose of this paper is to examine the underlying issues of replacement rates for the benefit of retirement security stakeholders, particularly public policy makers, pension plan sponsors, advisors, financial product providers, and individuals planning for retirement. Additionally, guidance is provided on building replacement rate measures. From the Society of Actuaries - 2011.

Description: This article offers an in-depth explanation of what life insurance is and how it is regulated.

Description: Examines the question of whether health-care costs, or health insurance costs, are in crisis.

Description: This article is an interview with Phelim Boyle, an educator, actuary, PhD, author, financial engineer and recipient of the IAFE/ SunGard Financial Engineer of the Year Award and perhaps best known for his research into Monte Carlo methods.